MITHILA SAHYOG (INDIA) Nidhi Ltd, offers a hassle-free experience to avail the Financial Facilities to its members. In addition to the transparency, security and range of its gold loan products, Mithila Nidhi Ltd distinguishes itself from others primarily on the basis of the ease with which gold loans can be availed . The only requirement is that a member present themselves at our branches with the jewellery and with a valid ID and address proves. Our streamlined and centralized systems and well- sketched procedures promise that gold loan can be availed in a matter of minutes. Also, we offer the highest LTV to those interested in availing the maximum amount of loan against their jewellery.
Our gold loan schemes fall broadly into two categories:
a) High loan to value: These schemes offer the maximum amount of loan per Gram. At the same time in keeping with the extra risk, the interest cost to the borrower is higher.
b) Low interest rate: In this category, the interest rates are lower but the Loan to Value (LTV) is also comparatively less.
Depositors can choose from a wide range of deposit products with maturities ranging from 06 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members.